RFID helps banks achieve digital service upgrades
For a long time in the past, domestic banks have grown up in an environment lacking competition for a long time, and have developed a set of traditional operating systems and operating procedures. However, in the face of more service flexibility and newer technology, this old model inevitably appears a bit rigid and inefficient. Therefore, in recent years, major banks have been actively introducing new technologies such as communication technology, cloud computing, and big data to promote their own digital transformation. In this process, RFID technology is one of the important forces to promote the digital transformation of banks. It penetrates into many aspects of the bank’s daily operations, such as cash box management, fixed asset management, file management, bill anti-counterfeiting, and so on.
In summary, RFID technology can better meet the bank’s demand for asset management security, and greatly improve the bank’s internal management level.
How to introduce RFID technology to bring more efficient management methods: For many scenarios in the banking industry, the introduction of RFID technology has changed the traditional management methods to a large extent, turning the working methods to data, and operating more efficiently and reliably. . Take bank cash box management as an example. Traditional cash box management generally uses manual operations, which is not only inefficient, but also very opaque in information, which makes asset monitoring and management very inconvenient. It is understood that in the past, in the transfer of the cash box of the bank money transport truck and the process of the cash box warehousing, there were always cases of fraudulent collection and embezzlement from time to time. Therefore, more and more banks are beginning to use RFID technology to manage cash drawers, and realize the integration of “management, control, and operation” of cash drawers through RFID wireless data reading and tracking functions. RFID tags are installed on the cash box. During the process of cash box delivery, warehousing, and branch handover, the RFID tag can be automatically identified and recorded by the reading and writing device, and the data can be written into the information system. At the same time, with the help of the RFID system, it can also realize the dynamic traceability of the cash box, knowing whether the cash box is in the warehouse, on the way, or at the branch.
After using the RFID method, it can greatly reduce the labor intensity of related work, reduce the time for the cash box to enter and exit the warehouse, and improve the work efficiency. After the RFID system, unified management can be realized, which helps reduce risks and reduce the possibility of human error. In addition, RFID technology brings the advantages of real-time checkability, recordability, inventory, and traceability, which greatly promotes the automation and intelligence of management.
At present, large domestic commercial banks have achieved centralized management of national data and have their own large data centers. These data centers are equipped with a large number of IT equipment, and the operation and maintenance of the equipment is not small. RFID technology is undoubtedly the best choice for these large number of equipment management with consistent appearance. Through the application of RFID technology, China Construction Bank installed RFID tags on fixed assets such as bank data center cabinets and internal equipment, installed RFID identification equipment at the entrance and exit of the data center computer room and inside the cabinet, customized monitoring software, automatic alarm system, and access control combined with the computer room environment The system builds a complete asset management and monitoring platform to realize comprehensive visual tracking and monitoring of IT equipment, which greatly facilitates the management efficiency of IT equipment by data center managers.
Banks have complex business types, involve large amounts of property and data, and have high requirements for security, and this demand happens to have a high degree of compatibility with the technical characteristics of RFID. Although the banking industry has a high degree of acceptance of RFID technology, when different banks introduce RFID technology, they will still apply it in different links according to their own needs.